Lifetime Mortgage and
Retirement Solutions

At Home Owners Advice Ltd, we specialise in Lifetime Mortgage schemes designed specifically for homeowners over 55. Our expert advisers will guide you through the process, helping you to understand the options available and the implications of releasing equity from your home. With our tailored approach, we ensure that your financial needs are met while allowing you to enjoy your retirement. Whether it's funding home improvements, travel, or simply enhancing your financial security, we are here to help you make informed decisions.

Retirement Planning is essential for financial security in Later Life and later life lending offers flexible options to support this stage. Lifetime Mortgages allows home owners to access funds tied up the their property while retaining residence. Retirement Interest Only Mortgages (RIO) provide manageable repayments, while standard later life mortgages extend borrowing into retirement. Downsizing or using savings and investments are also viable strategies. Careful planning ensures a comfortable and financially stable future, aligning with personal goals and needs. Seeking independent advice is key to making informed decisions.

Planning for the future is crucial, and at Home Owners Advice Ltd, we provide expert estate planning services. Our offerings include wills, trusts, and lasting power of attorney, ensuring that your wishes are respected and your loved ones are taken care of. We take the time to understand your unique situation and create a tailored plan that provides peace of mind and financial security for you and your family.

Our team of financial advisers at Home Owners Advice Ltd are dedicated to providing you with personalised financial planning advice. We understand that every homeowner's situation is different, which is why we offer bespoke solutions that cater to your individual needs. From mortgages to retirement planning, our experts are here to support you in achieving your financial goals. Let us help you navigate your financial future with confidence.

Our mortgage services are tailored to meet the unique needs of homeowners over 55, ensuring you receive sound advice and options that suit your financial situation.

We provide a full suite of estate planning services, including wills and trusts, to ensure your wishes are respected and your loved ones are protected.

Our team of qualified advisers offers trusted guidance on equity release and financial planning, helping you make informed decisions.