Expert Financial Advice

[Retirement Planning for Over 55s in the UK
][
][Plan for a Secure and Comfortable Retirement
]Retirement is a significant life stage that requires careful financial planning. At Home owners Advice Ltd, we are your one-stop shop for expert retirement advice, helping you make the most of your later years. Whether you need access to property wealth, a manageable mortgage solution, or estate planning guidance, our expert advisors are here to assist you.

[Why Retirement Planning is Essential
]
Planning ahead ensures financial security, peace of mind, and the ability to enjoy your retirement years to the fullest. Our services help you: " Access funds tied up in your home while continuing to live in it. " Manage your finances effectively to maintain a comfortable lifestyle. " Ensure your loved ones are taken care of through careful estate planning. " Minimise tax burdens to protect your wealth. " Avoid financial stress and make informed decisions for your future.

[Lifetime Mortgages – Unlock Your Home's Value
]
A Lifetime Mortgage allows homeowners aged 55 and over to release equity from their property while continuing to live there.

[Key Benefits:
]Tax-free cash lump sum or flexible drawdowns.
No monthly repayments required unless you choose to make them.
Retain ownership of your home while accessing its value.
Regulated and secure financial product.

[Retirement Interest-Only Mortgages (RIO) – A Flexible Mortgage Option
]
A Retirement Interest-Only Mortgage (RIO) is designed for over 55s who want to borrow against their property while making interest-only payments to keep the loan balance steady.

[Key Benefits:
]Lower monthly costs compared to standard repayment mortgages.
No fixed term – The loan is repaid when you sell your home, move into care, or pass away.
Keep your home while maintaining financial flexibility.
Higher borrowing potential than some equity release products.

[Estate Planning – Secure Your Legacy
]Ensuring your assets are protected and passed on according to your wishes is vital. We offer expert estate planning services, including Wills, Lasting Power of Attorney (LPA), and Trusts.

[Key Benefits:
]Wills: Ensure your estate is distributed as you wish.
Lasting Power of Attorney (LPA): Appoint someone you trust to manage your affairs.
Trusts: Protect assets for future generations while minimising tax burdens.

[Why Choose Us for Your Retirement Planning?
]At Home owners Advice Ltd, we provide expert financial guidance tailored to your retirement needs. We offer: " Independent & Impartial Advice – We compare leading providers to find the best solutions for you. " Fully Regulated & Trusted Experts – FCA-approved financial advisors. " Personalised Financial Planning – Tailored strategies for your unique situation. " No Obligation Consultation – Explore your options without pressure. " Comprehensive One-Stop Shop – All aspects of retirement planning under one roof.

[Get Started Today
]Secure your financial future and enjoy retirement with confidence. Contact us today for a free, no-obligation consultation.

[Call us on 0800 118 2248 " Email us at trevor@homeowners-advice.com Visit our website: homeowners-advice.com
]
Plan ahead and live your retirement stress-free--your financial wellbeing is our priority.